Regardless of where you are in your life right now, you are no stranger to trouble. I know I’m not. It seems that not a week goes by where I’m not faced with some issue or a tough decision that must be made.
You may not think so, but all of these things weigh heavily upon us. Our minds, our health, our spirits and Continue Reading >>
{ 4 comments }
Hello dear friends and readers,
Today I wanted to write a short note to all of you to just say “Thank You”. Thank you for coming to the site, subscribing and being a faithful reader of Personal Finance Notebook. I’ve been on this journey of sharing ideas related to personal finance officially since Continue Reading >>
{ Comments on this entry are closed }
A couple of weeks ago, I wrote an article about Standing Your Ground. I discussed collectors and a few best practices when dealing with them. At the end of the article, I made the following statement:
I encourage you though to find a way to resolve your debts so that you can build a solid financial house. A house with holes in a few windows (the bad debts) doesn’t look too appealing. Does it?
{ 6 comments }
Hello Everyone,
I’m not sure if you’ve ever heard of the two following words together: opportunity cost. I’ve only become familiar with it over the last couple of years. If not, no fret. It’s what the topic of discussion is all about today. Continue Reading >>
{ 6 comments }
To get into your rightful place financially, you have to move past what has not only become comfortable, but what has become just a way of life. When I say comfortable, I’m basically talking about life as usual.
We have dreams of something bigger and better, but getting there sometimes seems too difficult. What we normally do is keep the dream in our Continue Reading >>
{ 0 comments }
I got a call recently from a close friend who was a bit disturbed by a phone call she received. See, over the last few years, she has been very diligent with staying debt free, paying her bills on time and keeping a close eye on her credit scores.
Life didn’t start off this way for her, but she has been able to accomplish so much by sticking to her plan. Continue Reading >>
{ 3 comments }
I’ll start today with a little history lesson. See that picture to the left? Well, that is a picture of the Philadelphia County Prison in Philadelphia, PA called…the debtor’s wing. This wing and others like across the American colonies in the early 1800’s, held people that owed debts but were unable to pay.
{ 9 comments }
Probably the worst part of personal finance is having to handle issues surrounding misrepresentation. Misrepresentation, as I see it, is being presented information in an unsatisfactory or false manner. Because some people are so slick and cunning, deceit can come in many different variations.
{ 4 comments }
Here’s how it begins. You open a checking account. You’re given a checkbook, a check register and a debit card. Then you’re sent off into the fast paced world of spending.
For someone that’s not had to manage an intangible object such as money in the bank, keeping track can sometimes seem overwhelming. If you want to Continue Reading >>
{ 2 comments }
reflection: a thought occurring in consideration or meditation.
I’m not sure about you, sometimes I catch myself reflecting. Not really on purpose, but a past memory will come when triggered by a certain outside circumstance. I think about that memory and wonder, “How did I get from there to here? Is this what I Continue Reading >>
{ 0 comments }
