Tips for Stress Free Finances

by Patrenia on April 14, 2014 · 0 comments

zero stress Stress Free Finances. Can this be achieved?  To live your entire adult life without ever having to worry about a financial matter?  I’m not so sure…at least it has not been for me.

We know every day is not predictable and things are bound to happen.  It’s sometimes unavoidable, but I’m of the belief that all things happen for a reason and there’s always a lesson to be learned.  I’m sure you’ve heard the following…No Struggle…no progress and No test…no testimony. Continue Reading >>


How To Conduct Your Own Financial Evaluation

by Patrenia on March 31, 2014 · 0 comments

questions The challenge of the person that’s continuously making the same mistakes is to know when to stop and take a full financial evaluation.  It doesn’t matter if you have thousands in the bank or very little…evaluations are necessary.

“Those who can’t remember the past are condemned to repeat it.” = George Santaya

In other words, you can’t change where you’re going if you don’t take a moment to look back at where you’ve been. Continue Reading >>


More Giving – Better Living

by Patrenia on March 5, 2014 · 2 comments

give Over the last few weeks, I’ve done two live presentations of 6 Failproof Ways to Finally Become Financially Free.  This presentation touched on the six strategies I used to finally become financially free.  One of the most important strategies included among the six was… Continue Reading >>


Now Open I’ve got something very exciting to share with you guys this week…a special offer for three people within the PFN Community.

We are now at the beginning of the third week in February and I know that most of you have created goals that you’d like to have accomplished by the end of 2014.  The problem is, you may be finding it a challenge to create a plan and get started. Or you’ve started, but can’t seem to stick with it. Continue Reading >>

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More Difficult, Less Difficult This is the one million dollar question.  If it were easy, there wouldn’t be many in the world with financial hardships.

And not to say that bad things don’t happen to good people…they do! Things that are basically out of their control. But in order to turn the situation around, a plan and dedication to the plan would be required.

We would like to think that sticking with a financial plan is difficult, but the truth is that the challenge is not in the difficulty.  It’s lies within the thought that change is hard. Continue Reading >>


money gong Of course, but know that it happens to the best of us.

As I’ve stated before, this journey of becoming more financially aware, debt free, saving more in 2014 or whatever your goal may be, is not going to be perfect!  It’s just not…point blank.  End of myth.

Why? Because nothing and no one is.  It’s not possible.  And trying to be perfect (thinking that everyone Continue Reading >>


The Space In Between

by Patrenia on January 27, 2014 · 2 comments

Sprout Setting goals, taking action and waiting is tough.  You’ve done the exciting part, which was creating the plan.

Now all that’s left is t0 follow through…the implementation of the plan.

You dream, you feel the feelings of accomplishment, you dream again…you know it’s within reach. Continue Reading >>


How to Make 2014 Your Year of Saving

by Patrenia on January 20, 2014 · 2 comments

Savings PosterI recently read an article written by Laura Vanderkam in the Wall Street Journal a while back.  The title was, “Are You As Busy As You Think?”  The busy question didn’t really strike me.  I have definitely had my share of busy over the years, but I’ve made corrections by releasing some activities that didn’t serve me or my family well.  Even today, I’m protective of my time…very protective.

So with that being said, I transferred the meaning of the article to money and thought, “Do we really not make enough money to save or save more?”  Her first two points were pretty simple. Continue Reading >>


A Note of Thanks and Announcing…THE TOWER PROJECT

by Patrenia on January 16, 2014

Tower This past Sunday night, I hosted a teleseminar where I shared 6 ways to finally become financially free.  These were not just any 6 ways, they were the exact strategies I used to finally take control of my money.

For everyone that attended the call live, I want to say THANK YOU!  I hope the information shared was not only inspirational, but valuable to you.  I’ve received lots of great feedback which has been wonderful! You know, it’s one thing to deliver information that you believe is beneficial, but to have it received the way you intended is no less than awesome! Continue Reading >>

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Telephone Booth

“Sometimes the smallest step in the right direction ends up being the biggest step of your life. Tip toe if you must, but take the step.” ~Author Unknown

At the time of this writing, I have just finished finalizing my spending plan for January 2014 and paying the majority of the bills that are due in January.  Two of the bills remain unpaid as of today because they are due towards the middle to the end of the month.  In preparation though, I always set aside an estimated amount for payment based on the past billing history.

This is an exercise that is done monthly (now), but I can Continue Reading >>