Don't Waste Your Life There’s nothing I can do about yesterday, but I have the right to choose what I think and say today.

The problem is that you want financial peace,  but with the current state of your own personal economy it’s become an attribute that feels rather illusive.

You look at who you are, where you are, what you have, how far you have to go and you wonder if you life will ever be any different.   Your heart tells you, “Yes, things will get better!” But with the state of your current affairs it’s a bit challenging for your mind to be in total agreeance.

You want your life to change.  It could be a drastic change or just some minor tweaks, but it’s a change nonetheless.

So what can you do?  I have a couple of simple suggestions that may help…

1. Forget what your mind says and make your mouth agree with your heart.

If you’re like the rest of us, you deal with most of your problems by complaining.  You blame all kinds of outside circumstances as to why you can’t achieve your financial goals.

You even look a bit side eyed at those that appear to have it all together.  I know all about it.

This is definitely not the right approach though. It’s time to pump the brakes on the complaining and start the positive talk. Will you be able to see the positive results immediately? Maybe yes, maybe no, but if you keep speaking it, change will come.  It has too!  I’ll share a personal story about this concept soon…until then, on to the next suggestion.

2.  Do what you can with what you’ve have.

If you don’t have what you want, take what you’ve got and make what you need out of it.  Start by asking yourself the following question: What do I have to offer? Ex. skills, experience, qualities.  Who says you can’t flip the script? If it’s a new job you need/want, start applying. If it’s a business you want to start, do your research and get the ball rolling.  Decide…then take the leap.

There has to be some rightful action in the opposite direction of your present course. Small meaningful steps can lead to huge results.  Time is steadily passing while you’re sitting still or maybe even walking backwards.

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So if you find yourself in this predicament, decide… “This is it! It is what it is…And today, no matter what my situation looks like, I have to move forward!”  No, the situation won’t change on it’s own, but resisting and/or  ignoring it will not make it go away.  It’s time to face the music.

Accept where you are right now and move.  No more relishing over your past successes or failures.  Only use both as the inspiration you need to push yourself into greater.

Is this easy? By all means…no! It’s harrrrrrrrrrd. Wait! I don’t like using the word hard, so let me rephrase that. I’ll say this…it’s challenging, but drawing the line is a very important step.

What action will you take today?  Feel free to share in the comments below.

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Image by Kelsey_lovefusionphoto

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Being In The Right Place

by Patrenia on November 5, 2012 · 6 comments

lonelychairI was laid off.  We’d been hearing rumors in the preceding weeks…all of us were hoping for the best, but expecting the worst.

When the worst finally came, we were relieved that the suspicion was over.  Within two weeks, we’d all be unemployed.  Our thoughts then shifted to – “What are we going to do?!”

As others were using their time wisely to job hunt within the last few days of employment, I decided to do the same.  Visiting site after site.  Completing application after application.  It honestly felt like a few full days of real work. Continue Reading >>

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NeglectThere is nothing more awkward than going to apply for a loan, insurance, job, etc. only to realize that you may not qualify because you’ve been a little neglectful in this one area of your life.

It’s that moment of fear that rises, waiting for the credit to be pulled and for the decision to be revealed.  If you’ve Continue Reading >>

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Follow-Up: The Webinar, The Survey & Ebony

by Patrenia on October 15, 2012 · 0 comments

New HorizonsThe Spending Plan Webinar

A few weeks ago, I hosted the very first webinar for PFN which focused on The Spending Plan…the benefits, how to create it, and some of the most important areas of the plan.

Many thanks to those that were able to attend.  If you missed it, no worries…I’ll do another one soon.

If you are working on creating your spending plan and having trouble with where or when to start?  I think this advice from Lewis Carroll is awesome: Continue Reading >>

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Hindsight is Always 20/20

by Patrenia on October 8, 2012 · 0 comments

20-20Have you ever made a purchase, signed a contract or made a major decision only to realize later that it may not have been in your best interest?

*Raised Hand* I have.  I can remember one decision last year in particular.  I was working in the mortgage industry and one day noticed the rates being offered to new applicants for mortgage loans.

Normally, I didn’t pay attention, but this particular Continue Reading >>

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How To Keep Going

by Patrenia on October 1, 2012 · 0 comments

Keep GoingA successful man is one who can lay a firm foundation with the bricks others have thrown at him. ~David Brinkley

If you want to reach a goal, find success and ultimately change your life, you need to be able to keep going.  Even though where you are currently looks nothing like what you envision your future to be. Continue Reading >>

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savethedateI did then what I knew how to do.  Now that I know better, I do better. ~Maya Angelou

The Spending Plan In Action

“Ma’am, would you like your receipt in the bag?”  The salesperson asked.  “No, I’ll take it.” I replied and politely placed it with the others from the days’ shopping spree.  I needed them all together because Continue Reading >>

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How To Create Your Own Monthly Spending Plan

by Patrenia on August 6, 2012 · 1 comment

look againIn 2005, I started planning my spending monthly.  It’s been the best decision I’ve ever made.  Purposefully taking about an hour of my time at the end of the  month to plan financially for the next one.

The idea was to create somewhat of a spending guide.  Something where I didn’t have to wonder if I’d have enough money to make it through until the end of the month.

The first plan took a bit of time because it was a little tedious to gather all of the required information, put it all in a spreadsheet format and use it in a manner that worked best for me and my family. Continue Reading >>

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On Fear

by Patrenia on July 30, 2012 · 2 comments

Faith Not FearNote to self:

Basing my life on fear is the vibration that I will attract to myself (more fear). Being authentic in everything I do is my goal. Being consistent in all things is my goal. I must stop working and wondering when I’ll get there. I must know and believe that I’m already there and know that Continue Reading >>

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The Shift

by Patrenia on July 23, 2012 · 0 comments

ListenI was recently asked the following question:

What brought you to the point where you knew that life could be better financially and you were convinced that you could change it?

I’m not sure I realized it back then, but the groundwork was being laid well before I got to the point of change. My mind space was slowly, but surely opening to receive the answer.

When the student is ready, the teacher will appear. ~Buddhist Proverb Continue Reading >>

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