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	<title>Comments on: How to Get Out of Debt</title>
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	<link>http://www.personalfinancenotebook.com/2009/10/19/how-to-get-out-of-debt/</link>
	<description>Personal Finance Notebook: Ideas, education &#38; motivation for financial success</description>
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		<title>By: The Day We Turned Our Financial Lives Around&#8230; — Personal Finance Notebook</title>
		<link>http://www.personalfinancenotebook.com/2009/10/19/how-to-get-out-of-debt/comment-page-1/#comment-326</link>
		<dc:creator>The Day We Turned Our Financial Lives Around&#8230; — Personal Finance Notebook</dc:creator>
		<pubDate>Fri, 01 Jan 2010 05:03:39 +0000</pubDate>
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		<description>[...] a budget and the debt snowball to determine how we were going to spend our money monthly and pay extra towards the [...]</description>
		<content:encoded><![CDATA[<p>[...] a budget and the debt snowball to determine how we were going to spend our money monthly and pay extra towards the [...]</p>
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		<title>By: How Interest Affects You — Personal Finance Notebook</title>
		<link>http://www.personalfinancenotebook.com/2009/10/19/how-to-get-out-of-debt/comment-page-1/#comment-161</link>
		<dc:creator>How Interest Affects You — Personal Finance Notebook</dc:creator>
		<pubDate>Tue, 08 Dec 2009 05:14:10 +0000</pubDate>
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		<description>[...] off debt early.&#160; The debt snowball method gives positive motivation to get out of debt [...]</description>
		<content:encoded><![CDATA[<p>[...] off debt early.&#160; The debt snowball method gives positive motivation to get out of debt [...]</p>
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		<title>By: Patrenia</title>
		<link>http://www.personalfinancenotebook.com/2009/10/19/how-to-get-out-of-debt/comment-page-1/#comment-123</link>
		<dc:creator>Patrenia</dc:creator>
		<pubDate>Tue, 17 Nov 2009 01:41:05 +0000</pubDate>
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		<description>That&#039;s awesome!  Dave Ramsey has been an answered prayer to so many who were lost.  He makes taking control of your money seem so simple that you wonder why you didn&#039;t figure this all out before :-).  Thanks Eric for the comment!</description>
		<content:encoded><![CDATA[<p>That&#8217;s awesome!  Dave Ramsey has been an answered prayer to so many who were lost.  He makes taking control of your money seem so simple that you wonder why you didn&#8217;t figure this all out before <img src='http://www.personalfinancenotebook.com/wp-includes/images/smilies/icon_smile.gif' alt=':-)' class='wp-smiley' /> .  Thanks Eric for the comment!</p>
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		<title>By: Eric &#124; Eden Journal</title>
		<link>http://www.personalfinancenotebook.com/2009/10/19/how-to-get-out-of-debt/comment-page-1/#comment-121</link>
		<dc:creator>Eric &#124; Eden Journal</dc:creator>
		<pubDate>Tue, 17 Nov 2009 01:21:05 +0000</pubDate>
		<guid isPermaLink="false">http://www.personalfinancenotebook.com/?p=131#comment-121</guid>
		<description>I used the Dave Ramsey plan also.  The thing I like most about his plan (other than the fact that it works) is that he takes human nature and psychology into the equation.  This is something that most other plans lack.  We paid off about 30,000 in debt, 15k in credit cards, and 15k in car loans.  Living debt free is awesome.  It allowed my wife to stay home after the birth of our daughter.   She wouldn&#039;t have been able to do this had we remained in debt.</description>
		<content:encoded><![CDATA[<p>I used the Dave Ramsey plan also.  The thing I like most about his plan (other than the fact that it works) is that he takes human nature and psychology into the equation.  This is something that most other plans lack.  We paid off about 30,000 in debt, 15k in credit cards, and 15k in car loans.  Living debt free is awesome.  It allowed my wife to stay home after the birth of our daughter.   She wouldn&#8217;t have been able to do this had we remained in debt.</p>
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		<title>By: Dwight Anthony</title>
		<link>http://www.personalfinancenotebook.com/2009/10/19/how-to-get-out-of-debt/comment-page-1/#comment-102</link>
		<dc:creator>Dwight Anthony</dc:creator>
		<pubDate>Fri, 13 Nov 2009 00:41:47 +0000</pubDate>
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		<description>Good Post, i&#039;m a big D. Ramsey fan myself and listen to his podcasts as well as read his money makeover book.  Really inspiring author that reminds you to take action for all the stupid taxes you have to pay in your life.</description>
		<content:encoded><![CDATA[<p>Good Post, i&#8217;m a big D. Ramsey fan myself and listen to his podcasts as well as read his money makeover book.  Really inspiring author that reminds you to take action for all the stupid taxes you have to pay in your life.</p>
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		<title>By: Patrenia</title>
		<link>http://www.personalfinancenotebook.com/2009/10/19/how-to-get-out-of-debt/comment-page-1/#comment-64</link>
		<dc:creator>Patrenia</dc:creator>
		<pubDate>Sat, 07 Nov 2009 19:30:08 +0000</pubDate>
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		<description>Hello Alison,

I don&#039;t know if we would have achieved debt freedom so soon if it were not for his message.  Thank you so much for your comment.</description>
		<content:encoded><![CDATA[<p>Hello Alison,</p>
<p>I don&#8217;t know if we would have achieved debt freedom so soon if it were not for his message.  Thank you so much for your comment.</p>
]]></content:encoded>
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		<title>By: Alison Moore Smith</title>
		<link>http://www.personalfinancenotebook.com/2009/10/19/how-to-get-out-of-debt/comment-page-1/#comment-63</link>
		<dc:creator>Alison Moore Smith</dc:creator>
		<pubDate>Sat, 07 Nov 2009 18:16:30 +0000</pubDate>
		<guid isPermaLink="false">http://www.personalfinancenotebook.com/?p=131#comment-63</guid>
		<description>Great summary here. I&#039;m a Ramsey fan as well.</description>
		<content:encoded><![CDATA[<p>Great summary here. I&#8217;m a Ramsey fan as well.</p>
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