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	<title>Comments on: A Surprising Secret to Financial Success</title>
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	<link>http://www.personalfinancenotebook.com/2010/03/22/a-surprising-secret-to-financial-success/</link>
	<description>Personal Finance Notebook: Ideas, education &#38; motivation for financial success</description>
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		<title>By: Patrenia</title>
		<link>http://www.personalfinancenotebook.com/2010/03/22/a-surprising-secret-to-financial-success/comment-page-1/#comment-1059</link>
		<dc:creator>Patrenia</dc:creator>
		<pubDate>Wed, 24 Mar 2010 03:47:00 +0000</pubDate>
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		<description>Yes, FPU is a wonderful course taught by Dave Ramsey.  He has his way of &quot;whipping&quot; you lovingly into shape. :-) He has become one of America&#039;s most loved financial experts and I know it was an honor for you to lead the course.  And you are right, we have a choice...we can live wealthy or broke.  Thanks for coming by!</description>
		<content:encoded><![CDATA[<p>Yes, FPU is a wonderful course taught by Dave Ramsey.  He has his way of &#8220;whipping&#8221; you lovingly into shape. <img src='http://www.personalfinancenotebook.com/wp-includes/images/smilies/icon_smile.gif' alt=':-)' class='wp-smiley' />  He has become one of America&#8217;s most loved financial experts and I know it was an honor for you to lead the course.  And you are right, we have a choice&#8230;we can live wealthy or broke.  Thanks for coming by!</p>
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		<title>By: Ken</title>
		<link>http://www.personalfinancenotebook.com/2010/03/22/a-surprising-secret-to-financial-success/comment-page-1/#comment-1057</link>
		<dc:creator>Ken</dc:creator>
		<pubDate>Wed, 24 Mar 2010 02:07:28 +0000</pubDate>
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		<description>I lead a course created by Dave Ramsey....it&#039;s Financial Peace University.  It is powerful and can help you make changes in how you handle money.  It is about behavior.  Talk is cheap....it&#039;s your actions that can make you wealthy or broke like most of America.</description>
		<content:encoded><![CDATA[<p>I lead a course created by Dave Ramsey&#8230;.it&#8217;s Financial Peace University.  It is powerful and can help you make changes in how you handle money.  It is about behavior.  Talk is cheap&#8230;.it&#8217;s your actions that can make you wealthy or broke like most of America.</p>
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		<title>By: Patrenia</title>
		<link>http://www.personalfinancenotebook.com/2010/03/22/a-surprising-secret-to-financial-success/comment-page-1/#comment-1052</link>
		<dc:creator>Patrenia</dc:creator>
		<pubDate>Tue, 23 Mar 2010 00:21:12 +0000</pubDate>
		<guid isPermaLink="false">http://www.personalfinancenotebook.com/?p=1199#comment-1052</guid>
		<description>That is awesome!  You guys can definitely do it.  Keep your plan and stay focused.</description>
		<content:encoded><![CDATA[<p>That is awesome!  You guys can definitely do it.  Keep your plan and stay focused.</p>
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		<title>By: Krissa</title>
		<link>http://www.personalfinancenotebook.com/2010/03/22/a-surprising-secret-to-financial-success/comment-page-1/#comment-1044</link>
		<dc:creator>Krissa</dc:creator>
		<pubDate>Mon, 22 Mar 2010 20:23:57 +0000</pubDate>
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		<description>Oh, goodness! I just started reading you recently and my husband and I are trying very hard to get out of debt right now. It&#039;s going to be a long haul, but I am hopeful we can do it!</description>
		<content:encoded><![CDATA[<p>Oh, goodness! I just started reading you recently and my husband and I are trying very hard to get out of debt right now. It&#8217;s going to be a long haul, but I am hopeful we can do it!</p>
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		<title>By: Patrenia</title>
		<link>http://www.personalfinancenotebook.com/2010/03/22/a-surprising-secret-to-financial-success/comment-page-1/#comment-1043</link>
		<dc:creator>Patrenia</dc:creator>
		<pubDate>Mon, 22 Mar 2010 19:53:36 +0000</pubDate>
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		<description>Yes, I had the mindset and planning talk with my brother last night about a different issue he was dealing with.  This process can be applied to any area of life. We definitely have the power, we just don’t realize it sometimes. Thanks Lisa!</description>
		<content:encoded><![CDATA[<p>Yes, I had the mindset and planning talk with my brother last night about a different issue he was dealing with.  This process can be applied to any area of life. We definitely have the power, we just don’t realize it sometimes. Thanks Lisa!</p>
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		<title>By: Lisa</title>
		<link>http://www.personalfinancenotebook.com/2010/03/22/a-surprising-secret-to-financial-success/comment-page-1/#comment-1041</link>
		<dc:creator>Lisa</dc:creator>
		<pubDate>Mon, 22 Mar 2010 19:21:05 +0000</pubDate>
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		<description>The two concepts you mentioned, mindset and planning, have such power over so many aspects of our lives. As you so aptly stated, it&#039;s up to us to control it!</description>
		<content:encoded><![CDATA[<p>The two concepts you mentioned, mindset and planning, have such power over so many aspects of our lives. As you so aptly stated, it&#8217;s up to us to control it!</p>
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		<title>By: Patrenia</title>
		<link>http://www.personalfinancenotebook.com/2010/03/22/a-surprising-secret-to-financial-success/comment-page-1/#comment-1040</link>
		<dc:creator>Patrenia</dc:creator>
		<pubDate>Mon, 22 Mar 2010 18:51:42 +0000</pubDate>
		<guid isPermaLink="false">http://www.personalfinancenotebook.com/?p=1199#comment-1040</guid>
		<description>Yes, he helped to change my whole thought process about money, too.  He presents the information in a practical and makes it so user friendly.  Once the changes becomes a habit to you, it shouldn&#039;t be a problem for you to maintain.  Congrats!</description>
		<content:encoded><![CDATA[<p>Yes, he helped to change my whole thought process about money, too.  He presents the information in a practical and makes it so user friendly.  Once the changes becomes a habit to you, it shouldn&#8217;t be a problem for you to maintain.  Congrats!</p>
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		<title>By: Ms. Freeman</title>
		<link>http://www.personalfinancenotebook.com/2010/03/22/a-surprising-secret-to-financial-success/comment-page-1/#comment-1039</link>
		<dc:creator>Ms. Freeman</dc:creator>
		<pubDate>Mon, 22 Mar 2010 18:12:46 +0000</pubDate>
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		<description>I recently started listening and watching Dave Ramsey&#039;s courses (thanks to my sister, they are giving a class at her church) and I have learned a lot of valuable tips.   

I actually enjoy saving now and hate spending definitely a new trend I hope I can manage to hang onto.</description>
		<content:encoded><![CDATA[<p>I recently started listening and watching Dave Ramsey&#8217;s courses (thanks to my sister, they are giving a class at her church) and I have learned a lot of valuable tips.   </p>
<p>I actually enjoy saving now and hate spending definitely a new trend I hope I can manage to hang onto.</p>
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