Comments on: Ask Patrenia… “How Do I Get Over My Money Fears?” http://www.personalfinancenotebook.com/2010/04/19/ask-patrenia-how-do-i-get-over-my-money-fears/ Personal Finance Notebook: Ideas, education & motivation for financial success Wed, 01 Feb 2012 17:34:15 +0000 hourly 1 http://wordpress.org/?v=3.3.1 By: Patrenia http://www.personalfinancenotebook.com/2010/04/19/ask-patrenia-how-do-i-get-over-my-money-fears/comment-page-1/#comment-1349 Patrenia Mon, 26 Apr 2010 21:09:41 +0000 http://www.personalfinancenotebook.com/?p=1273#comment-1349 Yes! Yes! Yes!!! I am so excited for you. Taking small steps starts the process. You may not be able to see the entire staircase, but each step will be revealed throughout this process. I loved this article you recommended. I've printed it and will be using it for future reference. It reminds me so much of the premise surrounding "The Secret". I love that kind of stuff. You are very welcome! And this is only the beginning! I'll be waiting for the picture! :-) p.s. I hope I'm understanding your statement correctly, but have you considered consolidating the student loans? Yes! Yes! Yes!!! I am so excited for you. Taking small steps starts the process. You may not be able to see the entire staircase, but each step will be revealed throughout this process.

I loved this article you recommended. I’ve printed it and will be using it for future reference. It reminds me so much of the premise surrounding “The Secret”. I love that kind of stuff.

You are very welcome! And this is only the beginning! I’ll be waiting for the picture! :-)

p.s. I hope I’m understanding your statement correctly, but have you considered consolidating the student loans?

]]> By: Anilia http://www.personalfinancenotebook.com/2010/04/19/ask-patrenia-how-do-i-get-over-my-money-fears/comment-page-1/#comment-1332 Anilia Sun, 25 Apr 2010 01:47:33 +0000 http://www.personalfinancenotebook.com/?p=1273#comment-1332 Thank you sooo much for writing this article. I wanted to digest your advice and put it into action first before I commented on your response to my question. So the first thing I did, was tell myself that regardless of how big of a hole I might be in, it didn't develop overnight so its not realistic to think that I can fill that hole overnight. Then I made myself call the student loan/creditors that scare me the most! Talk about nerve-wracking!! But the funny thing was, once I started talking to each representative, it wasn't bad at all. And I still felt that I was in control of the situation, and not like someone was wagging their finger at me at my debts. I definitely took small steps - I revised the budget that I created a while ago with the current bills and salary that I have. And I also patted myself on the back for getting on the phone with folks and changing my budget. You know I'm all about mindset, so I also read some articles on different ways to think about money. I think I like this one best - http://www.inlightimes.com/archives/2005/12/financial-alchemy.htm Thanks again Patrenia - I really appreciate you taking the time to answer my question. When I've progressed to the point where I'm driving my shiny new car, I'll send you a pic to post on PFN :-) Thank you sooo much for writing this article. I wanted to digest your advice and put it into action first before I commented on your response to my question.

So the first thing I did, was tell myself that regardless of how big of a hole I might be in, it didn’t develop overnight so its not realistic to think that I can fill that hole overnight. Then I made myself call the student loan/creditors that scare me the most! Talk about nerve-wracking!! But the funny thing was, once I started talking to each representative, it wasn’t bad at all. And I still felt that I was in control of the situation, and not like someone was wagging their finger at me at my debts.

I definitely took small steps – I revised the budget that I created a while ago with the current bills and salary that I have. And I also patted myself on the back for getting on the phone with folks and changing my budget. You know I’m all about mindset, so I also read some articles on different ways to think about money. I think I like this one best – http://www.inlightimes.com/archives/2005/12/financial-alchemy.htm

Thanks again Patrenia – I really appreciate you taking the time to answer my question. When I’ve progressed to the point where I’m driving my shiny new car, I’ll send you a pic to post on PFN :-)

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