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	<title>Comments on: Be Sure to Check Your Windows</title>
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	<link>http://www.personalfinancenotebook.com/2010/06/21/be-sure-to-check-your-windows/</link>
	<description>Personal Finance Notebook: Ideas, education &#38; motivation for financial success</description>
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		<title>By: Patrenia</title>
		<link>http://www.personalfinancenotebook.com/2010/06/21/be-sure-to-check-your-windows/comment-page-1/#comment-2214</link>
		<dc:creator>Patrenia</dc:creator>
		<pubDate>Tue, 29 Jun 2010 03:03:59 +0000</pubDate>
		<guid isPermaLink="false">http://www.personalfinancenotebook.com/?p=1356#comment-2214</guid>
		<description>Thank you so much Eva for your encouragement and sharing your Mom&#039;s story.  It&#039;s definitely amazing how we allow little things to be so enormous in our minds.  It&#039;s the disease of procrastination.  Great example of a lesson learned! :-)</description>
		<content:encoded><![CDATA[<p>Thank you so much Eva for your encouragement and sharing your Mom&#8217;s story.  It&#8217;s definitely amazing how we allow little things to be so enormous in our minds.  It&#8217;s the disease of procrastination.  Great example of a lesson learned! <img src='http://www.personalfinancenotebook.com/wp-includes/images/smilies/icon_smile.gif' alt=':-)' class='wp-smiley' /> </p>
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		<title>By: Eva Kaczkowski</title>
		<link>http://www.personalfinancenotebook.com/2010/06/21/be-sure-to-check-your-windows/comment-page-1/#comment-2170</link>
		<dc:creator>Eva Kaczkowski</dc:creator>
		<pubDate>Fri, 25 Jun 2010 18:12:46 +0000</pubDate>
		<guid isPermaLink="false">http://www.personalfinancenotebook.com/?p=1356#comment-2170</guid>
		<description>Hi Patrenia,

Just browsing through your blog, I am really enjoying what I read.  You have a beautiful way of explaining things.  

I too truly believe, that a chip on a windshield always leads to a crack and a need to change, but if the chip was taken care of immediately the crack would have never appeared therefore no need for changing of windshield.

Same goes for finances, my mom also loved not opening her mail, and a tax bill of $300 dollars lead to owing $7,000, little credit card bills, that never got paid, and finally led to loosing her home (condo) due to bankruptcy.  All just because she was not able to deal with that one little issue at hand because at that time it just seemed so big and overwhelming.

Lesson learned, always call your creditors and discuss any issues at hand.  They often will help you in resolving them quickly, and your credit will stay in tact.

Thanks again for making me remember,

Eva Kaczkowski</description>
		<content:encoded><![CDATA[<p>Hi Patrenia,</p>
<p>Just browsing through your blog, I am really enjoying what I read.  You have a beautiful way of explaining things.  </p>
<p>I too truly believe, that a chip on a windshield always leads to a crack and a need to change, but if the chip was taken care of immediately the crack would have never appeared therefore no need for changing of windshield.</p>
<p>Same goes for finances, my mom also loved not opening her mail, and a tax bill of $300 dollars lead to owing $7,000, little credit card bills, that never got paid, and finally led to loosing her home (condo) due to bankruptcy.  All just because she was not able to deal with that one little issue at hand because at that time it just seemed so big and overwhelming.</p>
<p>Lesson learned, always call your creditors and discuss any issues at hand.  They often will help you in resolving them quickly, and your credit will stay in tact.</p>
<p>Thanks again for making me remember,</p>
<p>Eva Kaczkowski</p>
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	<item>
		<title>By: Patrenia</title>
		<link>http://www.personalfinancenotebook.com/2010/06/21/be-sure-to-check-your-windows/comment-page-1/#comment-2157</link>
		<dc:creator>Patrenia</dc:creator>
		<pubDate>Fri, 25 Jun 2010 00:29:42 +0000</pubDate>
		<guid isPermaLink="false">http://www.personalfinancenotebook.com/?p=1356#comment-2157</guid>
		<description>Yes, ignoring seems to be a better result (for the short term).  Thank you so much Susan for the encouragement!</description>
		<content:encoded><![CDATA[<p>Yes, ignoring seems to be a better result (for the short term).  Thank you so much Susan for the encouragement!</p>
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		<title>By: Susan Liddy</title>
		<link>http://www.personalfinancenotebook.com/2010/06/21/be-sure-to-check-your-windows/comment-page-1/#comment-2122</link>
		<dc:creator>Susan Liddy</dc:creator>
		<pubDate>Tue, 22 Jun 2010 23:39:11 +0000</pubDate>
		<guid isPermaLink="false">http://www.personalfinancenotebook.com/?p=1356#comment-2122</guid>
		<description>All too easy to cast a blind eye on our finances. It can feel so stressful to be in debt or simply not have enough money to pay all of our bills. Yet ignoring it just results in more stress.

I like your broken window analogy. One broken window becomes two broken windows... before we know it we&#039;re in a mess.

Great article Patrenia! Love what you are doing with your blog!

-Susan</description>
		<content:encoded><![CDATA[<p>All too easy to cast a blind eye on our finances. It can feel so stressful to be in debt or simply not have enough money to pay all of our bills. Yet ignoring it just results in more stress.</p>
<p>I like your broken window analogy. One broken window becomes two broken windows&#8230; before we know it we&#8217;re in a mess.</p>
<p>Great article Patrenia! Love what you are doing with your blog!</p>
<p>-Susan</p>
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		<title>By: Patrenia</title>
		<link>http://www.personalfinancenotebook.com/2010/06/21/be-sure-to-check-your-windows/comment-page-1/#comment-2119</link>
		<dc:creator>Patrenia</dc:creator>
		<pubDate>Tue, 22 Jun 2010 16:46:15 +0000</pubDate>
		<guid isPermaLink="false">http://www.personalfinancenotebook.com/?p=1356#comment-2119</guid>
		<description>Whoa!!!  Thank you so much for sharing that Khaleef.  I know it will be a testimony to someone who has a pressing issue that needs to be dealt with now.</description>
		<content:encoded><![CDATA[<p>Whoa!!!  Thank you so much for sharing that Khaleef.  I know it will be a testimony to someone who has a pressing issue that needs to be dealt with now.</p>
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		<title>By: Khaleef @ KNS Financial</title>
		<link>http://www.personalfinancenotebook.com/2010/06/21/be-sure-to-check-your-windows/comment-page-1/#comment-2102</link>
		<dc:creator>Khaleef @ KNS Financial</dc:creator>
		<pubDate>Mon, 21 Jun 2010 18:01:01 +0000</pubDate>
		<guid isPermaLink="false">http://www.personalfinancenotebook.com/?p=1356#comment-2102</guid>
		<description>I love this concept and the way that you explained it! Mail was a broken window for me many years ago and because of it, $25 ended up costing me over $10,000!</description>
		<content:encoded><![CDATA[<p>I love this concept and the way that you explained it! Mail was a broken window for me many years ago and because of it, $25 ended up costing me over $10,000!</p>
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